Non-Owner Car Insurance Policy
This exclusive and customized insurance covers you in cases such as renting a car or driving a car for a long time. Non-owner car insurance online covers damage that occurred during an accident as well as injuries to passengers and the driver. Other circumstances make this unique insurance plan necessary.
Why do I need non-owner car insurance?
· If you have an unpaid DUI charge
Have you been convicted of drunk driving? You may probably be required by your state to submit an SR 22 form (known in some areas as Form FR-44). The SR-22 will help you get your driver’s license, and both forms are proof of legal vehicle insurance. Non-owner car insurance will provide sufficient proof of insurance even if you do not have a car.
· You often use people's vehicles
Do you belong to the category of those who are not ready to face the hassle of owning a car but are allowed to use the cars of family and friends to get around? If so, you will need to obtain non-owner car insurance. There are also situations where you have no choice but to use someone’s car: You’re probably starting a small-scale distribution business and getting a guy’s car to start a business. You should take out non-owner insurance.
· You often rent cars
You can prove the high prices paid to car rental companies if you always rent cars. Obtaining non-owner vehicle insurance will help you save a lot. Some rental companies charge an insurance premium of up to $ 35 per day.
· During the test run
Among the marketing strategies used by other car manufacturers to entice people to patronize their products, they often allow buyers to test drive the car for two weeks before making any commitment. The manufacturers believe that the customer is likely to fall in love with the vehicle and sign the purchase of the vehicle during the test drive. If you borrow a car from these dealers, you will need to obtain non-owner car insurance.
· You often use a ride
Currently, vehicle sharing plans are a general trend. Although these cars are insured, they may lack the appropriate additional insurance to protect your property in the event that a crash causes serious damage. If the value of your property is more than $ 100,000, you can include additional non-owner coverage for full protection in the event that you are sued.
Can you identify with any of the highlighted scenarios above? If so, you will need to obtain non-owner car insurance.
Active Vehicle Insurance reduces the risk for insurance companies, and you are also entitled to a cheaper price for your next car insurance. Young drivers who are likely to drive their parents ’car should not be worried as they will be covered by their parents’ insurance.
Basics of non-owner insurance
This special insurance automatically meets the state’s primary liability standards. In addition, the non-ownership package includes both medical bills and protection even for uninsured motorists. This is a valuable addition to your package because there are a lot of uninsured drivers moving in and if there is an accident, there is about a 13% probability that the other party is uninsured and you don’t want to take that risk. If your credit card company has already insured you, you may not need car insurance when renting a car.
Non-owner car insurance usually has cheaper rates than regular car insurance. This reduction is due to the fact that the driver has limited access to the vehicle, which reduces the chances of a collision, unlike other motorists.
Get non-owner vehicle insurance online
You can get the best non-owner car insurance rates online. Apply for insurance directly online and get an offer in about 5 minutes or less. Don't wait any longer; apply now and get the plan you want for less