The Value of Car Insurance for Women
Statistically, women are better drivers than men and their insurance is less risky, so getting women’s car insurance should actually cost less than car insurance for a man of the same age and background. This does not mean that women have fewer accidents than men, but they are more likely to have collisions at slow speeds and repair costs are, on average, significantly lower. Many women often have children with them, so they drive slower and travel shorter distances. They also don’t get as much speeding fines as men, and they can add years of extra cost to the insurance premium. Men also tend to drive bigger and more efficient cars than women, and the make and model of the vehicle affects the cost of insurance. Most smaller, cheaper cars carry lower premiums, simple and straightforward. Men's and women's car insurance is calculated based on where you live. In one city, vehicle insurance can be significantly higher than in another, and there are many reasons for higher premiums...